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2 pointsMTNL Mumbai launches two new FRC's with Lifetime Validity for its prepaid subscribers in Mumbai. The benefits under these FRC's of Rs.145/- and Rs.301/- are : • Local / STD Voice Calls and Video Calls to Own Network (Mumbai / Delhi) including Mobile & Landlines...... Half Paise per second. • Local / STD Voice Calls and Video Calls to Other Network throughout India will be charged at ............. 1 Paisa per second. • Local Sms : 0.25 Paise • National Sms : Re.1/- • International Sms : Rs.2.50 • 3G Data Charges (Home and Roam) : 1p / 10 KB. • Talktime : On FRC 145.....Rs.160/- talktime • Talktime : On FRC 301.....Rs.350/- talktime For lifetime validity recharge of Rs. 100/- once in six months necessary. You can have more details by dialing 1503 (Toll Free) or 9869012345. FRC 145 FRC 301
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1 pointNEW DELHI: Next time you go to a bank ATM, be ready to re-enter your PIN afresh for every transaction you wish to conduct, such as money withdrawal, balance enquiry and checking account details. In order to check misuse of ATM cards by unauthorised people, RBI has asked banks to allow only one transaction at ATM machines for one entry of PIN (Personal Identification Number which acts like a password for ATM transactions). The transactions that a bank customer can conduct through the ATMs (Automated Teller Machines), by inserting or swiping the card and entering the PIN, include withdrawal of money, deposits, fund transfer, bill payments, checking account details etc. Previously, customers were allowed to conduct multiple transactions through the ATM by punching in their PIN only once in a single session. However, the practice was vulnerable to misuse by unauthorised people, especially in case authorised customers forgot to collect their ATM card after conducting the transaction. There have also been cases when some people tamper with the ATM machines in a way that a customer cannot collect the ATM card after conducting the transaction. Once the customer moves out of the ATM machine thinking that the withheld card needed to be collected from the bank, the fraudster goes into the ATM and withdraws money as previous session remains active with the PIN already punched in. Having received several complaints about the vulnerabilities of the existing practice, RBI has asked the banks to make changes in their systems to allow only one transaction for every entry of the PIN. Although, RBI had asked all banks to follow these guidelines with effect from January 1, 2011, some of the banks are still in the process of updating their systems with the required changes. In the meantime, the banks have started communicating to their customers about the changes in the way ATM transactions are conducted. In one such circular to its customers, private sector bank HDFC Bank said: "As per RBI guidelines, you will need to re-enter your ATM PIN for every additional ATM transaction in a single session, with effect from 1st January, 2011". "Please ensure you enter the correct ATM PIN for every transaction to avoid any inconvenience," the bank said. ATMs have become a preferred mode of banking transactions for both customers and banks, due to the convenience and cost-saving factors. The volume of ATM transactions increased from 17,797 lakh aggregating to Rs 4,38,151 crore during 2007-08 to 23,530 lakh aggregating to Rs 6,16,456 crore during 2008-09, as per RBI. Source:Economic Times
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1 pointCongrats Kamal bhai I would like to say at this point of time - you inspire me. He brings out the best in all of us, right guys? He lets in sunshine to the days that are cloudy here in our Rimweb. As a newbie his posts helped me believe in myself, encouraging me to do more. And, Although I have never met him in person, I know that he is beautiful from the inside out. < In private, are we not criminally forgetting something that the situation warrants for? >
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1 point@Honest. Now this will be a very long post but worth reading if you are serious about your health and intend to do a long term management. There is no permanent cure for spondylitis in Western Medicine OR for that matter in any streams like Ayurveda, Homeopathy etc. The keyword is effective management. Let's see approach of Allopathy and Ayureda, Allopathy: 1. As an immediate remedy medicines like Pain Killers, Muscle Relaxants, Nerve inflammation Relaxants for few days. Basically treating the OUTCOME of illness NOT the cause of it. Alongwith medicines Antacids are almost given as most of this medicine have a side effect on your digestive system resulting in Acidity. 2. Once the pain is manageable and reduced, changes in Postures, Exercises, Some Physiotherapy sessions. 3. If the pain starts again repeat 1& 2. 4. What causes spondylitis according to Allopathy? -Genetic Factors. -Natural ageing process in many with no clear answers. -Wrong sitting, sliping Postures and unhealthy computer usage. -Heavy expercises or engagement in particular professions like Atheletes, Weight Lifters, Driving continuously. 5. Does Allopathy believe in suggesting something more than the medicines, exercises, posture management etc. -Generally NO. But if your Allopath Doctor has a holistic approach and understands other streams, he may suggest something more from the Ayurveda approach alongwith allopathy. 6. Costs. Taking example of metro cities, initial treatment for spondylitis can set you back by, -First Your Family Doctor. Consulting and 4-5 day medicine. Approx. Rs 500 -X Rays etc. Rs 300 -Then next round will be a sure suggestion to consult a specialist. Initial Consulting Rs 500 to Rs 1,000 -10 Day medicine course by the Specialist. Approx Rs 1,000 -Specialist will more often than not will suggest for physiotherapy sessions generally 15. Cost of Each Approx Rs 200 to 300. Total Approx Rs 3,000 to Rs 4,500. -Most of the exercises suggested has their roots in ancient science of Yoga. -So total cost for one round of management Rs 5,300 to Rs 7,300 And such rounds may continue in future because there is no permanent cure and OUTCOME of illness is treated NOT the root cause. Ayurveda: 1. As an immediate remedy herbal medicines (Source for all medicines is natural plants. Created by the Divine Force.) 2. After the pain is manageable, Yoga Excercises, changes in lifestyle, posture management, changes in food habits. 3. Stress management. It is considered as one of the prime reasons for gastric troubles and generation of "Aama". 3. If the above is strictly followed, chances and no. of times of recurrance are far less as compared to Allopathy. 4. What causes any health problem and spondylitis according to Ayurveda? Any Health Problem: -According to ayurveda, the five fundamental elements that make up the universe--space (akasha), air (vayu), fire (agni), water (apu) and earth (prithvi)--also make up the human physiology. How do these elements work within us? Looking at the elements from the point of view of what they do in the physiology, rather than what they are, ayurveda describes three biological humors or psychophysiological energies called doshas. There are three doshas, called Vata, Pitta and Kapha, and each is mainly a combination of two elements. Vata dosha is made up of space and air. Pitta dosha is a combination of fire and water. Kapha dosha is made up of water and earth. Each of these doshas is further divided into five sub-doshas. Together, the doshas orchestrate all the activities that occur within us. The combination of the three doshas that you inherit at conception is called your prakriti or original constitution in ayurveda. While it is not unheard of for people to have nearly equal proportions of the three doshas or just one very predominant dosha as their prakriti, most people have two doshas that are more or less equally dominant, with the remaining one less dominant. For good health and well-being to be maintained, the three doshas within you need to be in balance. That does not mean they need to be equal, unless you were born with equal doshas; it means that you need to maintain your original doshic make-up or prakriti through life as much as possible to maintain good health. Unfortunately, factors such as the dietary choices you make, the lifestyle you lead, the climate where you live, levels of environmental pollution, the work you do, the nature of your relationships with people and even just the passage of time can cause one of more of the doshas in your prakriti to increase or decrease from its original level in your constitution, creating vikriti or imbalance. If this imbalance is not corrected, you eventually lose your good health. That's why restoring balance is the central theme of the ayurvedic approach to health. spondylitis: -Most of the reasons given in Allopathy apply. -With growing age, the discs of your spine become drier and less elastic. -This pains are due to formation of toxins within the intestines. These toxins are known as "Aama" in Ayurveda. -When too much "Aama" accumulates within the body, it aggrevates "Vata" and causes its imbalance. -"Aama" circulates around the body untill it settles in weak spots more often in the joint areas. -"Vata" is made up of two elements space and air. Vata Dosha governs all movements in your physical body from a fleeting thought in your mind to flowing of blood through your arteries and veins. Further there are 5 Subdoshas of "Vata". Prana Vata- Functions in the head-neck-chest region.Thinking and creativity, learning new information and inhalation. Udana Vata- Functions in throat and chest region. Singing, sneezing and exhalation. Vyana Vata- From heart to all over the body through circulatory system. Beating of heart, sweating and sense of touch. Samana Vata- Stomach area. Controls flow of food through the digestive track. Apana Vata- Colon and Pelvic area. Controls menstruation and elimination of waste. 5. Costs: -First Visit Consulting Fee to a Good, Genuine Ayurveda Practioner Approx Rs 100 to Rs 300 -X Rays Rs. 300 -15 day medicine cost Approx. Rs 500 -Cost of exercises etc. Free if self implemented. Approx Rs 1,000 to Consult a Yogasana Practioner. -Cost of Pranayam. Free. Only self will needed. -Total Cost for one round of management Rs 900 to Rs 2,100 I do not mean to lessen the importance of Allopathy by the above analysis. It has its place. If you get a heart attack suddenly, there is no first line of defence in Ayurveda. Allopathy will save you. But for 99% of health problems Ayurveda is superior, cost effective, holistic compared to Allopathy. And i am saying all of the above based on personal experience. Have a deep exposure to Ayurveda and experienced its strengths. Not suggesting any ayurvedic medicines as it is best for the Practioner to decide after analysing your "Prakriti".